A savings account and the habit of saving was never more important than today. The main purpose of having a savings account is to safely stash away the extra savings for difficult days such as cyclones and floods, earthquakes, fire breakouts and pandemics that come raging in without ringing warning bells. Apart from this these savings account also help the account holder earn a nominal interest rate on the deposits.
The India banking system has made several changes in the customer-related services in the past few decades. One of the prime aspects that customers look for in their respective banks is the digital as well as the internet banking feature and anyone who wishes to open a zero balance account can do it within minutes.
These features are available with all banks including at the Punjab National Bank (PNB) making the lives of the account holders very convenient. This way the banks also ensure a happy relationship and a growing bonding between the two entities.
So, let’s take a look at some of the features that online bank account opening with zero balance in pnb offers.
Features
Eligibility: The account can be opened by any individual who is 18 years of age. Also, the bank allows minors who have attained 10 years of age to have an account under a natural or legal guardianship. Apart from these two, even those who have not received any formal education or are visually impaired are eligible to enjoy the benefits that the savings account offers.
Minimum balance requirement: This is another reason that more and more people are getting attracted towards online bank account opening with zero balance in pnb. The account holders are not required to maintain any minimum balance or a quarterly balance since it is a zero balance account and hence, they do not have to worry about paying a penalty to the bank.
Facilities: The bank allows the customers todeposit cash at bank branches as well as at the Automated Teller Machines or Cash Deposit Machines (ATMs or CDMs). Also, there is no limit on the number and value of deposits that can be made in a month by the account holders.
Freebees: The online bank account opening with zero balance in pnb allows a minimum of six free withdrawals in a month. Secondly, the customers are provided with ATM or the ATM-cum-Debit cards and passbooks free of charge. Also, the bank does not levy any charge for non-operation or activation of in-operative of zero balance accounts.
The bottom line Now that we know the various features and benefits the online bank account opening with zero balance offers, it is high time we have one to ensure safety for our and our family’s future. Stay tuned for more information on https://savingaccount.in/blog/bsbd-account-online.
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